What is Medicare?
Medicare is a national United States health insurance program for people 65 and older. It is also for people with certain disabilities or people diagnosed with end-stage kidney failure or ALS. This program is divided into various parts.
Medicare Supplement insurance plans or Medigap policies are sold by private insurance companies. There are 10 modernized plans labeled A through N that pay for part, or all, of Medicare’s co-payments and deductibles. They are intended to help cover the gaps in Original Medicare (Parts A & B). Popular plans include Plan F, G, and N.
Medicare Advantage Plans, also known as “Medicare Part C Plans” are offered by private companies approved by Medicare. If you’re enrolled in a Medicare Advantage Program, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Many plans will include prescription coverage. You can have Medicare Advantage or a Medicare Supplment, but not both.
Dental, Vision, Hearing
Dental care, eye care, and hearing are not covered by Original Medicare (Parts A+B). Therefore it is up to you to find a plan that helps with covering these costs. At NSBA we offer a wide variety of carriers that can help you find a plan tailor fitted to your needs.
Ready for a consultation?
Free Call. No Obligation.